Karachi, September 2025 – The Suzuki Cultus remains one of the most popular hatchbacks in Pakistan, but recent tax reforms and levies have pushed its price above Rs. 4 million, making it less affordable for many buyers. To address this challenge, Suzuki Pakistan in partnership with Meezan Bank has introduced a 5-year (60-month) installment plan for all Cultus variants.
Suzuki Cultus Prices in Pakistan – September 2025
| Variant | Old Price (PKR) | New Price (PKR) | Increase (PKR) |
|---|---|---|---|
| Cultus VXR | 4,049,000 | 4,089,490 | 40,490 |
| Cultus VXL | 4,316,000 | 4,359,160 | 43,160 |
| Cultus AGS | 4,546,000 | 4,591,460 | 45,460 |
Suzuki Cultus 5-Year Installment Plans (Meezan Bank)
Below are the details of the 60-month installment plan for different Cultus variants:
| Variant | Price (PKR) | Security Deposit (30%) | Processing Fee (PKR) | Total Upfront (PKR) | Monthly Installment (PKR) |
|---|---|---|---|---|---|
| Cultus VXR | 4,089,490 | 1,226,847 | 3,100 | 1,229,947 | 68,188 |
| Cultus VXL | 4,359,160 | 1,307,748 | 3,100 | 1,310,848 | 72,648 |
| Cultus VXL AGS | 4,591,460 | 1,377,438 | 3,100 | 1,380,538 | 76,561 |
✅ Note: These plans are offered via Meezan Bank. Prices and monthly payments may vary with other banks or financing institutions.
Why Installments Are Becoming Popular
With car prices rising due to:
-
Increased sales tax (12.5% → 18%)
-
New Enhanced Value (NEV) Levy on vehicles
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Higher import and production costs
Buyers are turning to long-term financing options to make car ownership more practical. A 5-year installment plan reduces the monthly burden, though the overall cost of ownership remains high.
Industry Outlook
Experts believe that unless taxes and levies are revised, vehicle prices in Pakistan may continue to rise. While installment plans make cars more accessible in the short term, the auto sector still faces challenges due to:
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Economic instability
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High inflation
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Fluctuating currency exchange rates
Conclusion
The Suzuki Cultus 5-Year Installment Plan (September 2025) offers some relief to buyers who cannot afford full upfront payments. With monthly installments starting from Rs. 68,188, customers now have the option to spread the cost over five years. However, rising taxes and economic pressures may keep vehicle affordability a challenge for most families.