LAHORE (22 September 2025) – The Suzuki Cultus 2025 has officially arrived in Pakistan, and for buyers who cannot pay the full price upfront, banks are now offering easy installment plans, including 0% interest (markup-free) options.
With a starting price of Rs. 4,089,490, the Cultus remains one of the most reliable hatchbacks, offering fuel efficiency, safety, and comfort. Let’s take a closer look at the latest installment plans in 2025, eligibility, and tips for buyers.
Why Choose Suzuki Cultus 2025?
The Cultus is a popular family hatchback in Pakistan due to:
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Fuel Efficiency: 14–18 km/l on average.
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Variants: VXR, VXL, and VXL AGS (Auto Gear Shift).
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Safety: Dual airbags, ABS brakes.
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Features: Touchscreen infotainment (in higher variants).
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Compact Design: Perfect for city traffic and small families.
Suzuki Cultus 2025 Price in Pakistan
| Variant | Price (PKR) |
|---|---|
| Cultus VXR | Rs. 4,089,490 |
| Cultus VXL | Rs. 4,316,000 |
| Cultus VXL AGS | Rs. 4,591,460 |
Suzuki Cultus 2025 Installment Plans
1. Meezan Bank – Car Ijarah (Shariah-Compliant, 0% Markup)
Meezan Bank offers Islamic leasing under Car Ijarah with flexible payments.
| Variant | Price (PKR) | Down Payment (30%) | Tenure | Monthly Installment |
|---|---|---|---|---|
| VXR | 4,089,490 | 1,226,847 | 5 Years | Rs. 50,233 |
| VXL | 4,316,000 | 1,294,800 | 5 Years | Rs. 53,013 |
| VXL AGS | 4,591,460 | 1,377,438 | 5 Years | Rs. 56,374 |
Eligibility: Salaried (min Rs. 35,000), business owners, freelancers.
Extras: Islamic insurance (~Rs. 90,000) + registration fees.
2. Bank Alfalah – Alpha Auto Finance (0% Markup for Cardholders)
Exclusively for credit card holders, Alfalah offers installment-based Cultus purchase.
| Variant | Down Payment (25%) | Tenure | Monthly Installment |
|---|---|---|---|
| VXR | Rs. 1,022,373 | 24 Months | Rs. 127,796 |
| VXL | Rs. 1,079,000 | 24 Months | Rs. 134,875 |
| VXL AGS | Rs. 1,147,865 | 24 Months | Rs. 143,483 |
Eligibility: Bank Alfalah credit cardholders with min salary Rs. 50,000.
Extras: Processing fee Rs. 16,000 + insurance.
3. United Bank Limited (UBL) – Auto Loan
UBL offers both 0% promotional campaigns and standard auto loans.
| Variant | Price | Down Payment (30%) | 5-Year Monthly Installment | Interest Rate |
|---|---|---|---|---|
| VXR | 4,089,490 | 1,226,847 | Rs. 60,279 (promo) | 0% / 14.5% |
| VXL | 4,316,000 | 1,294,800 | Rs. 63,614 (promo) | 0% / 14.5% |
| VXL AGS | 4,591,460 | 1,377,438 | Rs. 67,672 (promo) | 0% / 14.5% |
4. MCB Bank – Limited 0% Markup Offer
MCB provides short-term 0% markup plans through Suzuki dealerships.
| Variant | Down Payment (25%) | Tenure | Monthly Installment |
|---|---|---|---|
| VXR | Rs. 1,022,373 | 12 Months | Rs. 255,593 |
| VXL | Rs. 1,079,000 | 12 Months | Rs. 269,750 |
| VXL AGS | Rs. 1,147,865 | 12 Months | Rs. 286,966 |
Eligibility: MCB account holders.
Extras: Processing fee Rs. 13,500 + insurance.
Documents Required
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CNIC copy (applicant + guarantor)
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6-month bank statement
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Salary slips (salaried) / business documents (self-employed)
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Utility bill (address proof)
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Passport-size photos
Pros & Cons of Installment Purchase
| ✅ Pros | ❌ Cons |
|---|---|
| 0% markup options available | High down payment required |
| Easy monthly installments | Insurance & fees add extra cost |
| Flexible tenure (6 months – 5 years) | Limited to eligible customers only |
| Quick approvals | Promotions may end soon |
Final Words
The Suzuki Cultus 2025 installment plans make it easier for Pakistanis to own this popular hatchback. With Meezan Bank’s Shariah-compliant leasing, Bank Alfalah’s 0% credit card plan, and MCB/UBL promotions, buyers now have multiple financing options.
If you’re planning to book a Cultus, apply early to secure 0% interest offers, as these promotions are available for a limited time only.