Punjab Livestock Card: Empowering Farmers Through Digital Innovation

The Punjab Livestock Card is transforming the lives of thousands of livestock farmers across Punjab. Introduced under the leadership of Chief Minister Maryam Nawaz, this initiative blends financial support with digital innovation, making livestock farming more profitable, organized, and sustainable.

A New Era for Livestock Farmers

For years, livestock farmers in Punjab have faced challenges such as high feed costs, lack of access to veterinary services, and limited financial resources. The Punjab Livestock Card is designed to address these issues by offering interest-free loans and linking farmers to modern farming tools through digital platforms.

This initiative ensures that even small-scale farmers can improve the health of their animals, increase milk and meat production, and earn a steady income without the burden of high-interest debt.

How the Punjab Livestock Card Works

Farmers can use the Punjab Livestock Card to purchase essential livestock supplies, including:

• Quality animal feed and silage

• Veterinary medicines and supplements

• Breeding and farm care equipment

The program provides interest-free loans that vary depending on the number of animals a farmer owns. In its first phase (2024), loans ranged from PKR 135,000 to PKR 270,000. With the launch of Phase II in 2025, this amount has been expanded to PKR 540,000 for farmers owning up to 20 animals.

Farmers have four months to use the funds, followed by a one-month grace period, and repayment starts in the seventh month—giving them time to benefit before repayment begins.

The Farmer Guidance App: A Digital Partner in the Field

Alongside the Livestock Card, the government also launched the Farmer Guidance App, a mobile platform that provides real-time farming support. Through this app, farmers can:

• Receive expert advice on animal nutrition, breeding, and disease prevention

• Locate nearby veterinary clinics and service providers

• Get real-time disease alerts and preventive tips

• Maintain digital health and vaccination records for each animal

The app also integrates with the Animal Identity Traceability System, helping authorities track and manage livestock health at a provincial level.

Simple Application Process

Farmers can apply for the Punjab Livestock Card through an online portal managed by the Punjab Information Technology Board (PITB).

Application Steps:

1. Visit the official Livestock Department website.

2. Enter your CNIC for verification.

3. Fill out personal and livestock details.

4. Submit and track your application status online.

This fully digital process replaces the old SMS-based method, making registration faster, more transparent, and accessible to everyone.

Eligibility Requirements

To apply, a farmer must:

• Be a resident of Punjab with a valid CNIC

• Own at least five animals

• Have an active mobile number in their name

• Maintain a clean credit record verified through the Electronic Credit Information Bureau (ECIB)

Empowering Women in Rural Communities

One of the most inspiring aspects of the Punjab Livestock Card program is its focus on rural women’s empowerment. Many women in Punjab manage household livestock, yet often lack access to financial support. The government has launched a special scheme to provide free cows and buffaloes to 11,000 rural women, helping them start or expand their livestock businesses.

Through the Livestock Card, women farmers can access interest-free credit, connect to veterinary support, and contribute meaningfully to their families’ income.

A Step Toward Smart Agriculture

The Punjab Livestock Card represents more than financial assistance—it’s a complete digital ecosystem that connects farmers with technology, expert knowledge, and fair credit. It bridges the gap between traditional livestock practices and modern agricultural management.

By promoting transparency, accountability, and digital inclusion, the initiative supports:

• Financial independence for small farmers

• Sustainable livestock growth

• Better animal health and productivity

• Economic uplift of rural Punjab

Conclusion

The Punjab Livestock Card and Farmer Guidance App are pioneering tools in Pakistan’s journey toward digital agriculture. With interest-free financing, modern data tools, and a strong focus on rural empowerment, these programs are turning livestock farming into a sustainable and profitable profession.

For farmers looking to improve their livelihoods, applying for the Punjab Livestock Card is not just a financial opportunity—it’s a gateway to a smarter, stronger, and more digital future for Punjab’s agriculture sector.

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