PM Youth Loan Scheme 2025 – Apply Online & Check Status – Apply Online & Check Status

The Government of Pakistan has launched the Prime Minister Youth Loan Scheme (PMYLS) 2025 to empower young entrepreneurs nationwide. This initiative helps reduce unemployment and encourages youth to become self-reliant by starting or expanding their own businesses.

With larger loan amounts, lower interest rates, and a faster online process, the 2025 scheme offers one of the best opportunities for young Pakistanis to achieve financial independence.

What’s New in 2025

These improvements make it much easier for young people to access funding—especially those pursuing tech-based or sustainable ventures.

Eligibility Criteria

Applicants must meet the following requirements:

• Be a Pakistani citizen with a valid CNIC.

• Be 21–45 years old (minimum 18 for IT/e-commerce projects).

• Have no record of loan default.

• Present a business plan (for a new or existing business).

• Open to all sectors — including agriculture, retail, IT, manufacturing, etc.

• Women and differently-abled persons have reserved quotas for inclusivity.

Documents Required

Before applying, prepare these documents:

1. CNIC copy (mandatory)

2. Recent passport-size photograph

3. Business plan or feasibility report

4. Education certificates (optional but recommended)

5. Proof of existing business (license, rent agreement, etc.)

6. Bank account details (for loan disbursement)

7. NTN (optional but preferred for tax compliance)

How to Apply Online

Follow these steps to apply through the official PM Youth Program portal:

1. Visit pmyp.gov.pk

2. Create an account using your CNIC and mobile number

3. Fill in the online application form with accurate details

4. Upload all required documents

5. Submit your application

6. Note down your tracking number for future reference

The online system is now faster and more transparent, allowing you to monitor progress and receive timely updates.

Check Loan Application Status

You can check your loan application status anytime:

1. Visit pmyp.gov.pk/status

2. Enter your CNIC number and tracking ID

3. Click “Check Status”

This feature provides real-time updates from submission to disbursement.

Helpline and Contact Information

Available Monday–Friday, 9 AM to 5 PM.

Key Benefits

• Financial Support: Loans up to PKR 10 million

• Low Interest Rates: Starting from 3%

• Quick Processing: Funds disbursed within 30 days

• Special Support: Women, differently-abled persons, IT & green projects

• Entrepreneurship Growth: Encourages youth to build and manage businesses

Tips for a Successful Application

• Prepare a clear, detailed business plan with realistic goals.

• Double-check all information and documents before submission.

• Apply early to avoid missing the deadline.

• Use the online status tracker to monitor your progress.

• Contact the helpline if you face technical or procedural issues.

Application Deadline

The last date to apply for the PM Youth Loan Scheme 2025 is December 31, 2025.
Apply early to ensure your application is processed in time and to allow room for corrections if required.

Conclusion

The PM Youth Loan Scheme 2025 offers a valuable opportunity for young Pakistanis to turn their business ideas into reality. With enhanced loan limits, low markup rates, and a simplified online process, it’s easier than ever to secure funding for entrepreneurship and innovation.

Whether you’re starting a new business or expanding an existing one, this scheme provides the tools, support, and financial backing you need to succeed.