EOBI Pension Update 2025: New Benefits, Increased Amounts & Easy Online Checking
The Employees’ Old-Age Benefits Institution (EOBI) is Pakistan’s national pension program designed to support private-sector employees after retirement. In 2025, the government introduced several important updates to make the system more beneficial and convenient for pensioners. With higher pension rates and a new digital card, EOBI is stepping into a more modern and efficient era.
What Is EOBI and How Does It Work?
EOBI provides financial help to retired workers who were employed in registered private organizations. It ensures that after years of hard work, employees receive a steady monthly income even after they stop working.
EOBI offers four main types of pensions:
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Old-Age Pension: For retired workers who have reached the retirement age.
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Survivor Pension: For widows, children, or dependents of a deceased insured worker.
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Invalidity Pension: For workers who become permanently disabled.
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Old-Age Grant: For contributors who worked fewer than 15 years but were part of the EOBI system.
2025 Pension Increase – What’s Official
In January 2025, the government approved a 15% increase in all existing EOBI pensions. Along with that, the minimum pension was raised from Rs. 10,000 to Rs. 11,500 per month.
There have been online claims suggesting that pensions will rise to Rs. 50,000 per month, but these reports are not confirmed. As of October 2025, no official notification has been released about such an increase. Pensioners should rely only on announcements from EOBI’s official website or verified government channels.
Depending on service length and contributions, many pensioners now receive between Rs. 25,000 and Rs. 30,000 per month, while the minimum amount for all remains Rs. 11,500.
Introducing the EOBI Sahulat Card 2025
To make the pension process faster, safer, and more convenient, EOBI has launched the Sahulat Card — a smart card that works like an ATM and identity card in one.
With the Sahulat Card, pensioners can:
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Receive their monthly payments directly on the card
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Withdraw cash from ATMs anytime
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Get discounts on medicines and hospital services
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Shop at selected partner stores
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Use biometric verification for extra security
The card eliminates the need for long queues or paperwork and makes pension collection truly digital.
Who Can Get an EOBI Pension?
You may qualify for an EOBI pension if you meet the following conditions:
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You worked in a company registered with EOBI.
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Your employer made regular EOBI contributions on your behalf.
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You have completed at least 15 years of insured employment.
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You’ve reached retirement age (60 years for men, 55 for women).
In case of death or disability, dependents and disabled workers are also eligible under specific pension categories.
Documents Required for Application
To apply for an EOBI pension or the new Sahulat Card, you will need:
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Your CNIC (Computerized National Identity Card)
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Employment record or contribution proof
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EOBI registration number (if available)
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Recent photograph
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Death certificate (for survivor pensions)
Always bring original documents for verification when visiting the office.
How to Apply or Check Pension Online
You can now easily apply for or check your EOBI pension status online:
Online Method:
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Visit the official website: www.eobi.gov.pk
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Click on “Insured Person / Beneficiary”
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Enter your CNIC and personal details
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Upload the required documents
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Submit and wait for confirmation
In-Person Method:
You can also visit any EOBI regional office (in Karachi, Lahore, Islamabad, Multan, or other cities) with your documents. The staff will help you complete the process.
You can check your pension status through the EOBI website, upcoming mobile app, or SMS service once it’s officially launched.
Key Takeaways – October 2025 Update
✅ 15% pension increase implemented since January 2025
✅ Minimum pension now Rs. 11,500 per month
✅ Sahulat Card being rolled out nationwide
✅ Online system and mobile app improving access
🚫 Rs. 50,000 pension news is still a rumor
Final Thoughts
The EOBI pension system in 2025 shows clear progress toward digital transformation and better support for retirees. With the introduction of the Sahulat Card and an increase in pension payments, the government aims to make life easier for Pakistan’s retired private-sector workers.
For accurate and updated information, always check www.eobi.gov.pk or visit your nearest EOBI office. Avoid believing unverified online news — and enjoy the convenience that comes with the new, improved EOBI system.
